Unemployment benefit will change this year. Taking into account the sharp rise in inflation rate and GDP figures, an 8.4% increase in the IAS (Social Support Index) was approved, a value slightly higher than that foreseen in the State Budget for 2023 (8%). Taking into account that the value of the IAS influences the amount to be received in various social benefitsthis change will have an impact on the minimum and maximum amount of unemployment benefit in 2023.If you are unemployed and have doubts about the amount you will receive this year, the unemployment benefit simulator does the math for you. And, to find out everything that changes in 2023, we explain, later in this article, the main changes for this year.
Why will unemployment benefit increase?
After the National Institute of Statistics (INE) released the average inflation of the last 12 months without housingreferring to November, the Government decided to adjust the value of the IAS that was foreseen in the 2023 State Budget. The amount of unemployment benefit, like other social benefits, is determined based on the IAS amount. The Social Support Index is calculated based on two indicators: real GDP growth (average average annual growth rate for the last two years) and the average variation of the last 12 months of the CPI (Consumer price index, inflation rate indicator), without housing. Thus, based on these two indicators, the Social Support Index (IAS) is updated every year in January. However, this does not necessarily mean that the value changes. From 2021 to 2022, the IAS rose from 438.81 euros to 443.20 euros. What represented a 0.9% update. but from 2022 to 2023, the increase in the IAS is quite significant compared to the previous year. With one 8.4% upgrade, IAS goes from 443.20 euros to 480.43 euros. And in this way, the unemployment benefit in 2023 will increase.
What is the minimum and maximum amount of unemployment benefit in 2023?
The minimum amount of unemployment benefit corresponds to 1.15 times the IAS. Therefore, in 2022, the minimum amount of unemployment benefit became 509.68 euros. goes from 509.68 euros to 552.49 euros. That is, we are facing an increase of 42.81 euros. Already the maximum limit of the unemployment subsidy increases, this year, 93 euros. This is because the maximum value of this social support corresponds to 2.5 times the IAS. What translates into a increase from 1,108 euros to 1,201.08 euros.
How much will I earn if I become unemployed?
Many people, faced with an involuntary unemployment situation, have doubts about the amount they will receive in unemployment benefit. For this reason, Doctor Finance has developed a unemployment benefit simulator that helps you determine the support you will receive. However, before resorting to the simulator, know that the amount of unemployment benefit always depends on the income you declared. Later, the amount of the subsidy is equivalent to 65% of the value earned during the first 12 months of the last 14 months. In addition, it is important to emphasize that in these incomes the value of the holiday and Christmas subsidy is included.Although there are cases in which the unemployment subsidy is increased, the amount it can never exceed 75% of the net salary you previously earned.But to be able to calculate the value of your unemployment benefit in 2023, you must have the following information: average salary for the first 12 months over the last 14 months;Which is value of the holiday subsidy and the Christmas subsidy;O number of days with social security contributions. Here, you must account for previous 24 months to have become unemployed; How many months of contributions made during the entirety of his career;And the your household situation and the number of dependents you depend on. If you have this information in your possession, you can find out how much unemployment benefit you will receive. 
Read more: From my salary, what will count towards unemployment benefit?
How long will I have this support?
The duration of the unemployment benefit depends on your age, but also on the number of months you have made Social Security contributions. And if you’ve discounted over several years, at least 5 years of discounts in the last 20 years, there will be an addition to the time you receive this support.To give you an idea, if you are under 30, you can receive unemployment benefit for at least:150 days: When you have less than 15 months of discounts for Social Security;210 days: If there is 15 months of discounts or more, but less than 24 months discounts;330 days: How much do you have 24 months or more of discounts for Social Security. 30 years old and 39 years oldthe time you receive the subsidy varies between 180 days, 330 days and 420 days. Already from 40 to 49 years old, duration increases to 210 days, 360 days and 540 days. After 50 yearsthe minimum duration of unemployment benefit is 270 days, 480 days and 540 days. However, at this stage of life, there is a increase of 60 days for every 5 years with registered salaries in the last 20 years.In the remaining age groups, the increase in days varies between 30 and 45 per 5 years with discounts for the last 20 years.Read more: Unemployment benefit: receive full or monthly
What do I need to do to receive unemployment benefits in 2023?
Currently, there are no new indications that change the procedures for receiving unemployment benefit in 2023. Therefore, to be entitled to this support, you must request it from your employment center within a period of 90 days (continuous), after the date in which you became unemployed. In addition, to be entitled to unemployment benefit you need to meet certain requirements, such as: registered at the job center (IEFP);Your unemployment situation was involuntary. That is, If you are fired, you are not entitled to unemployment benefits.Be resident in Portugal; Comply with the warranty period;Not currently working. If you are working part-time or self-employed, you may be entitled to partial unemployment benefit.And not to exercise activity (paid or not) in the company or business group from which he was fired. If you have any doubts about your specific case, you should ask Social Security. Read more: Do you receive unemployment benefit? You have duties to fulfill to keep it