According to Halkbank’s statement, at the end of 9 months of the year, the bank’s total loans increased by 70 percent compared to the same period of the previous year, to over 1 trillion TL, and its total deposits increased by 69.4 percent to 906 billion TL. In this period, Halkbank’s asset size exceeded TL 1.2 trillion, while its net profit was TL 8.9 billion. Halkbank General Manager Osman Arslan stated that they aim to contribute to the transfer of the stable outlook, which started to dominate the economy in the country, to the last quarter of the year, in this process where extraordinary conditions prevail in the world, especially the Russia-Ukraine war. Arslan pointed out that at Halkbank, which continues its support to small and medium-sized enterprises, the share of SME loans in cash loans excluding retail loans is 51 percent, and that the financial support it provides in this area, where the bank has a market share of 18 percent, contributes to the preservation of production and employment power of enterprises. expressed. Stating that they act with the awareness that supporting the tradesmen and craftsmen is the main factor that will make the development in this field permanent, Arslan said: “With their commercial activities of 2 million artisans and craftsmen in our country, they contribute to the continuation of the economic vitality and the cash flow to affect all segments of the society positively. At the end of the year, our bank’s tradesmen loan balance reached 97.5 billion TL, while the number of tradesmen using loans in the first 9 months of the year increased by 42 percent compared to the same period of the previous year. “Treasury Interest Supported Loan Package amounting to TL 100 billion, which will be made available through our bank with an interest rate of 7.5 percent, came into effect with the decision of our President. Our Bank will resolutely continue its support for tradesmen and craftsmen, as it has done so far.”
“Halkbank continues its support by focusing on entrepreneurs”
Osman Arslan stated that with the Women Entrepreneurs Loan Support Package implemented by Halkbank last year, they have reached 147,000 women entrepreneurs throughout Turkey since the beginning of the loan. Stating that the bank’s total support in this area, which aims to support women entrepreneurs and contribute to the development of women’s cooperatives, constitutes a loan volume of 19.1 billion TL, Arslan said that in the year they continued in Diyarbakır, Kocaeli, Rize and Erzurum, they attended the Producing Women Meetings, where they came together with entrepreneurs. He also stated that in the third quarter, the preliminary preparations for the second Producing Women’s Competition were completed. Arslan said, “We will hold the award ceremony of the competition, which we announced in October, on March 8, 2023, International Women’s Day. Within the scope of the Women’s Cooperatives Support Package, we have provided financial support to 47 cooperatives across Turkey so far. And we will continue to contribute to their branding efforts with our Producing Women Academy.” used the phrases. Stating that Halkbank continued its support by focusing on entrepreneurs, Arslan gave the following information about the activities carried out during this period: “Our support continues for young entrepreneurs who are university graduates, do not have any work experience related to their department and want to start their own business in this field or have established their own business. . With its wide range of products, our bank has so far enabled 64 thousand entrepreneurs to benefit from a support of 12.3 billion TL.” Drawing attention to the fact that Paraf, which is preparing to celebrate its 10th anniversary this year, has had an active period with its renewed face, Arslan said: “Paraf Premium, which has approximately 5 million users, has also joined the wide product range developed according to the needs of our customers from all segments this year. This product, which is a part of the solutions we have created by analyzing the behavior and habits of our customers with new technological applications, has been specially developed for high deposit holders.Also in this period, we carefully analyzed the consumption habits of young people and presented the Young Card for young people aged 18-26, where they can benefit from advantages throughout their education life. We will continue to develop special solutions for the world of young people with our new generation banking services.” Arslan stated that the pilot studies of Halkbank Campus have started. Stating that the new mobile application of the bank, Halkbank Campus, will support thousands of young people in their career journey, Arslan stated that young people who download the application can receive professional support in their professional choice and preparation for business life with free training. Arslan also stated that establishing a warm and sincere communication with young people will always remain among their priorities.
A professional writer by day, a tech-nerd by night, with a love for all things money.